AI and ML Assessment of Performance-Based Financing Models in Health Care: A Review

Authors

  • Faith D. Olasunkanmi

    New York University, School of Global Public Health, USA.
    Author
  • Chidinma M. Dike

    Imo State University, Owerri, Nigeria.
    Author
  • Ja’afaru Umma Hani

    College of Medical Sciences, Abubakar Tafawa Balewa University Bauchi, Bauchi State, Nigeria.
    Author
  • Taiwo Suliyat Mofoyeke

    University of the Potomac, USA.
    Author
  • Esther Oshaji

    Syracuse University, NY, USA.
    Author
  • Ijeoma Joy Nwajiaku

    University of Abuja, Nigeria.
    Author
  • Oluwakemi Adesola

    Rome Business School, Ikeja, Lagos, Nigeria.
    Author
  • Adebayo Adegbenro

    Boston, Massachusetts, USA
    Author

Keywords:

PBF; Artificial Intelligence (AI); Machine Learning (ML); Health Financing; Predictive Analytics; Efficiency; Accountability; Digital Health; Sustainable Healthcare

Abstract

Abstract: Performance-Based financing (PBF) has become an important strategy towards enhancing accountability, efficiency and quality in health care systems, especially in the developing countries. Nevertheless, the classic indicators system of PBF is usually associated with ineffective utilization of data, excessive bureaucracy, and poor coverage of the health outcome complexity. The paper will reflect how AI and ML will improve PBF model evaluation in order to support predictive analytics, anomaly detection, natural language processing, and improve the optimization of incentive structure. This suggest that the use of AI/ML tools could greatly enhance monitoring and evaluation, by increasing accuracy, scalability, and transparency and enabling fairer and more sustainable financing strategies. However, there remain issues of data quality, transparency of algorithms, constraints on resources, and associated ethical issues, such as bias, privacy and explainability. Finally, the study has revealed that AI/ML could be effectively integrated into PBF evaluation to help develop health financing systems but demands keen implementation, high-quality governance, and further research to make it fair and maintainable.

 

Author Biographies

  • Faith D. Olasunkanmi, New York University, School of Global Public Health, USA.


    Department of Health Policy and Management,

  • Chidinma M. Dike, Imo State University, Owerri, Nigeria.


    Department of Business Management, 

     
  • Ja’afaru Umma Hani, College of Medical Sciences, Abubakar Tafawa Balewa University Bauchi, Bauchi State, Nigeria.


    Department of Obstetrics and Gynaecology,

  • Taiwo Suliyat Mofoyeke, University of the Potomac, USA.


    Department of Health Policy and Management, 

  • Esther Oshaji, Syracuse University, NY, USA.


    Sociology Department, Maxwell School, 

     
  • Ijeoma Joy Nwajiaku, University of Abuja, Nigeria.


    Department of Public Administration, Faculty of Management Science, 

     
  • Oluwakemi Adesola, Rome Business School, Ikeja, Lagos, Nigeria.


    Department of Management and Business Studies, School of Logistics and Supply Chain Management, 


  • Adebayo Adegbenro, Boston, Massachusetts, USA


    Harvard Business School,.

     

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Published

2025-09-05

How to Cite

AI and ML Assessment of Performance-Based Financing Models in Health Care: A Review. (2025). Applied Sciences, Computing, and Energy, 3(2), 239-251. https://cemrj.com/index.php/volumes/article/view/104